Complete Guide to AMA Insurance in Canada: Quotes, Cost, Coverage & Membership Benefits

Choosing the right AMA Insurance in Canada helps protect your car, home, travel plans, and financial future with reliable coverage tailored to your needs. Whether you’re comparing insurance quotes, exploring coverage options, or looking for affordable premiums, AMA offers flexible policies backed by trusted member service. Plus, AMA members enjoy exclusive discounts, roadside assistance, travel perks, and valuable savings that make membership even more rewarding.

Key Highlights

• Over 1 million Albertans trust AMA.
• Founded in 1926 with nearly 100 years of service.
• Part of the CAA and AAA network.
• Auto, home, tenant, travel, and business insurance available.
• 24/7 roadside assistance across Canada and the United States.
• AMA Rewards offers discounts at 165,000+ partner locations.
• Bundle discounts available for eligible insurance policies.
• Online quotes, digital pink cards, and mobile claims support.
• Multiple membership levels to fit different budgets.
• Local Alberta advisors provide personalized insurance guidance.

“ I switched to AMA Insurance after comparing several providers, and the process was quick and hassle-free. Their coverage options were easy to understand, the quote was competitive, and the membership benefits added real value. I feel confident knowing my car and home are well protected. ”
– Michael R., AMA Member, Calgary

What is AMA Insurance in Canada?

If you live in Alberta or frequently travel across Canada, AMA Insurance in Canada is one of the best-known insurance providers to consider. AMA stands for the Alberta Motor Association, a trusted organization that offers much more than roadside assistance. Today, you can buy auto, home, travel, tenant, and commercial insurance through AMA while enjoying exclusive member savings. More than one million members rely on AMA because it combines insurance, travel, vehicle registration, and driver education under one organization. This makes it a convenient choice if you prefer dealing with one trusted provider instead of several companies.

What is the Alberta Motor Association (AMA)?

The Alberta Motor Association (AMA) is a member-owned organization that began as a roadside assistance provider and has grown into one of Alberta’s largest service organizations. Besides insurance, AMA offers travel planning, registries, driver education, vehicle inspections, and member rewards. Unlike many insurance companies that focus only on policies, AMA aims to help members throughout every stage of vehicle ownership and travel. That broader approach has helped it build a strong reputation across Alberta for nearly a century.

Is AMA Part of CAA and AAA?

Yes. AMA Insurance in Canada belongs to the Canadian Automobile Association (CAA) family and also shares reciprocal benefits with the American Automobile Association (AAA). This means your roadside assistance benefits often extend throughout Canada and the United States when traveling. It also allows members to enjoy discounts and travel services beyond Alberta, making an AMA membership valuable even when you leave your home province.

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Who Can Buy AMA Insurance?

Most Alberta residents can apply for AMA Insurance in Canada. Auto insurance follows Alberta’s provincial requirements, while home, tenant, condo, and travel insurance are available for eligible applicants based on underwriting guidelines. You do not always need an AMA membership to purchase insurance, although members often receive additional savings and exclusive benefits. If you own a vehicle, rent a home, own a condominium, or travel frequently, AMA likely has an insurance option designed for your needs.

When Was AMA Founded?

The Alberta Motor Association was established in 1926 with approximately 1,400 founding members. Over the past century, it has expanded into one of Canada’s largest automobile associations and now serves more than one million members. While its original purpose focused on helping drivers with roadside assistance, the organization gradually expanded into insurance, travel, registries, financial products, and driver education. Today, AMA remains one of Alberta’s most recognized member organizations.

When Did AMA Expand into Home and Property Insurance?

As Alberta families began looking for one company to protect multiple parts of their lives, AMA expanded beyond vehicle insurance into home and property insurance. This allowed members to insure their houses, condominiums, rental properties, and personal belongings through the same trusted organization. Offering multiple insurance products also created opportunities for bundle discounts, making insurance more affordable while simplifying policy management.

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Why Choose AMA Insurance in Alberta, Canada?

Many Canadians compare insurance companies based only on price. While affordability matters, service quality becomes even more important when you actually need to file a claim. AMA Insurance in Canada has earned a strong reputation by combining local expertise with practical member benefits. Instead of simply selling insurance, AMA focuses on helping members before, during, and after unexpected events.

1. Financial Strength

AMA works with trusted insurance providers and follows Canadian insurance regulations. Its long history and large member base give customers confidence that claims will be handled when they need support.

2. Local Alberta Support

One advantage of AMA Insurance in Canada is local service. Advisors understand Alberta weather, driving conditions, wildfire risks, hail damage, and regional insurance requirements. Whether you visit an AMA Centre or contact an advisor online, you receive guidance tailored to your province instead of generic national advice.

3. Member Benefits

• 24/7 roadside assistance
• Exclusive travel savings
• Hotel discounts
• Restaurant offers
• Shopping rewards
• Entertainment savings
• Fuel discounts
• Vehicle services
• Driver education discounts
• Registry services

4. Claims Service

A smooth claims process often matters more than a low premium. AMA offers dedicated claims support, digital policy access, online claims reporting, and emergency assistance. The AMA Mobile App also lets members request roadside assistance, track service vehicles in real time, and access digital insurance documents such as pink cards.

5. Bundle Discounts

Bundling policies can lower your insurance costs while making policy management easier.

• Auto + Home
• Auto + Condo
• Auto + Tenant
• Multiple Vehicles
• Family Policies

AMA Insurance Products

AMA Insurance in Canada offers a wide range of insurance solutions designed to protect your vehicle, home, travel plans, and personal finances. Instead of dealing with different companies, you can manage several policies through one trusted provider. This can make renewals, claims, and payments much easier. Many customers also qualify for bundle discounts when they combine eligible policies.

AMA Auto Insurance

Choosing the right AMA auto insurance helps protect both your vehicle and your finances. Every Alberta driver must carry mandatory automobile insurance, but many people choose additional protection for greater peace of mind. AMA offers flexible coverage options that can be customized for new drivers, experienced motorists, families, and multi-vehicle households. If you drive daily in busy cities such as Edmonton or Calgary, the right coverage can help reduce unexpected repair costs after an accident.

AMA Car Insurance Quote

Getting an AMA car insurance quote is simple. You can request a quote online, by phone, or by visiting your nearest AMA Centre. Your premium depends on several factors, including your driving record, vehicle type, location, annual mileage, and selected coverage options. Having your driver’s licence, vehicle information, and current insurance details ready can speed up the quote process. Comparing different deductible amounts can also help you find a balance between monthly premiums and out-of-pocket costs.

Information Needed for a Quote

• Driver’s licence
• Vehicle Identification Number (VIN)
• Vehicle make and model
• Current insurance details
• Driving history
• Annual kilometers driven
• Desired coverage limits

How Much Does AMA Car Insurance Cost?

The cost of AMA Insurance in Canada varies because every driver has a different risk profile. There is no fixed premium for every customer. Younger drivers generally pay more, while experienced drivers with clean records often receive better rates. Living in areas with higher traffic or more claims can also affect pricing.

What Does AMA Auto Insurance Cover?

Your AMA auto insurance policy can include mandatory coverage required in Alberta along with optional protection that gives you greater financial security. Choosing the right combination depends on how often you drive, the value of your vehicle, and your personal comfort level with risk.

Standard coverage may include:

• Third Party Liability
• Accident Benefits
• Direct Compensation Property Damage (where applicable)
• Collision Coverage
• Comprehensive Coverage
• Fire and Theft Protection
• Windshield Damage
• Damage from Hail or Falling Objects
• Vandalism Protection
• Emergency Roadside Assistance options

Common Auto Insurance Exclusions

Every insurance policy has exclusions. Understanding them before you buy can help prevent surprises during the claims process.

Common exclusions include:

• Intentional vehicle damage
• Driving under the influence of alcohol or drugs
• Using the vehicle for illegal activities
• Unlisted high-risk drivers, where required
• Normal wear and tear
• Mechanical breakdowns
• Damage caused by racing or speed competitions
• Poor vehicle maintenance

AMA Auto Insurance Edmonton

If you live in Alberta’s capital, AMA auto insurance Edmonton offers convenient access to insurance advisors, AMA Centres, roadside assistance, and vehicle registry services. Edmonton drivers often face busy commuting routes, winter weather, and hailstorms, making comprehensive insurance an important consideration.

Benefits for Edmonton drivers include:

• Local insurance advisors
• Online quotes
• Mobile claims support
• Digital pink cards
• Multiple AMA Centre locations
• Fast roadside assistance requests
• Bundle discounts for eligible customers

AMA Home Insurance

Your home is one of your biggest investments, and AMA home insurance helps protect it from unexpected events such as fire, theft, storms, hail, and water damage. Coverage options are designed for homeowners with different property sizes and budgets. Many policyholders also bundle their home and auto insurance to receive additional savings and simplify policy management.

Home insurance does more than protect your building. It can also cover personal belongings, detached structures, temporary living expenses after a covered loss, and personal liability if someone is injured on your property. Reviewing your policy every few years helps ensure your coverage keeps pace with rising construction costs and the value of your belongings.

What Does AMA Home Insurance Cover?

AMA Home Insurance helps protect your house, personal belongings, and finances when unexpected events occur. Coverage varies by policy, but most homeowners choose protection that includes both the structure of the home and the items inside it. If your home becomes temporarily unlivable after a covered loss, your policy may also help pay for additional living expenses. Choosing the right coverage amount ensures you can rebuild or repair your home without facing significant financial hardship.

Typical coverage includes:

• Dwelling (building) protection
• Detached garages, sheds, and fences
• Personal belongings
• Personal liability coverage
• Additional living expenses
• Fire and smoke damage
• Wind and hail damage
• Theft and vandalism
• Certain types of water damage, depending on the policy

Always review your policy to understand coverage limits, deductibles, and optional endorsements.

How Much Does AMA Home Insurance Cost?

The cost of AMA Home Insurance depends on several factors, including your home’s location, age, size, rebuilding cost, claims history, and selected coverage. Homes with updated electrical, plumbing, and roofing systems may qualify for better rates. Installing monitored security systems or water leak detection devices can also help reduce premiums.

Optional Home Insurance Coverage

Many homeowners choose optional protection to better match their property’s risks. These endorsements can provide valuable financial protection for events that basic policies may not fully cover.

Popular optional coverage include:

• Overland water protection
• Sewer backup coverage
• Earthquake coverage
• Scheduled jewelry coverage
• Fine art and collectibles
• Home based business coverage
• Identity theft protection
• Increased limits for valuables

Reviewing these options with an insurance advisor can help you choose protection that fits your family’s needs.

Common Home Insurance Exclusions

Understanding exclusions is just as important as understanding coverage. Most home insurance policies are designed for sudden and accidental losses, not gradual damage or maintenance issues.

Common exclusions include:

• Normal wear and tear
• Pest or insect damage
• Mold caused by neglect
• Intentional damage
• Poor maintenance
• Foundation settling
• Certain flood events without optional coverage
• Business activities not disclosed to the insurer

AMA Tenant Insurance

If you rent a house, apartment, or condominium, AMA Tenant Insurance helps protect your personal belongings and provides liability coverage. Many renters believe the landlord’s insurance protects everything inside the unit, but that policy usually covers only the building itself. Tenant insurance protects your furniture, electronics, clothing, and other personal property after covered losses such as fire or theft.

It can also help pay for temporary accommodation if your rental unit becomes uninhabitable because of a covered event.

AMA Tenant Insurance Calgary

Residents looking for AMA Tenant Insurance Calgary can request a personalized quote online or through a local AMA Centre. Calgary renters often choose tenant insurance because weather events, apartment fires, and theft can happen without warning. Even a small apartment may contain thousands of dollars worth of personal belongings.

Benefits for Calgary renters include:

• Affordable monthly premiums
• Personal property protection
• Liability coverage
• Temporary living expense coverage
• Optional high value item protection
• Convenient online policy management

What Does Tenant Insurance Cover?

Most AMA Tenant Insurance policies provide several important protections for renters.

Coverage may include: Furniture, Clothing, Electronics, Appliances owned by the tenant, Personal liability, Additional living expenses, Theft, Fire and smoke damage, Water damage covered under the policy, Vandalism

Before purchasing a policy, prepare a home inventory with photos and receipts whenever possible. This can make the claims process much easier.

How Much Does AMA Tenant Insurance Cost?

One of the biggest advantages of AMA Tenant Insurance is affordability. Many renters can protect thousands of dollars in belongings for less than the cost of a weekly coffee habit.

AMA Travel Insurance

Travel plans can change unexpectedly, making AMA Travel Insurance a valuable option for individuals, families, and seniors. Whether you are traveling within Canada or internationally, travel insurance can help protect you from large medical bills and unexpected travel expenses. Medical emergencies outside your home province can be costly, so many travellers choose insurance before every trip.

Emergency Medical Insurance

Emergency medical coverage helps pay eligible medical expenses if you become sick or injured while traveling. Depending on your policy, coverage may include:

• Emergency hospital treatment
• Physician services
• Prescription medication
• Emergency transportation
• Ambulance services
• Medical evacuation
• Return of dependent children when applicable

Medical costs outside Canada can quickly reach tens of thousands of dollars, making this coverage one of the most important parts of any travel insurance policy.

Traveling to Another Province Within Canada

Even when traveling inside Canada, your provincial health plan may not cover every medical expense. AMA Travel Insurance can help fill those gaps by covering eligible emergency costs, ambulance services, accommodation changes, and transportation expenses that provincial plans may not fully reimburse.

Many Canadians purchase travel insurance for domestic vacations because unexpected emergencies can happen anywhere.

Visitors to Canada Travel Insurance

If your family members or friends are visiting Canada, Visitors to Canada Travel Insurance can help protect them against expensive emergency medical costs during their stay. Coverage options are commonly chosen by tourists, new immigrants, temporary workers, and parents or grandparents visiting under Canada’s Super Visa program.

Potential coverage includes:

• Emergency medical treatment
• Hospital stays
• Prescription medication
• Ambulance services
• Diagnostic tests
• Physician visits

Rental Car Insurance

Renting a vehicle while traveling can become expensive if damage occurs. AMA Travel Insurance may offer rental vehicle protection that helps reduce your financial responsibility for covered damage or theft, depending on your selected policy. Before declining the rental company’s insurance, review both your travel policy and your personal auto insurance to understand any existing coverage.

Trip Cancellation & Interruption Insurance

Unexpected events such as illness, severe weather, or family emergencies can disrupt your vacation plans. Trip cancellation and interruption insurance can reimburse eligible prepaid travel expenses when your trip must be cancelled or cut short for a covered reason.

Coverage may include:

• Flight cancellations
• Hotel bookings
• Guided tours
• Cruise deposits
• Transportation costs
• Emergency return travel

Reading your policy carefully helps you understand which situations qualify for reimbursement and any applicable limits.

AMA Membership Benefits

An AMA Insurance in Canada policy becomes even more valuable when paired with an AMA membership. While many people join for roadside assistance, the membership offers much more. You can save money on travel, shopping, hotels, restaurants, fuel, entertainment, and everyday services throughout the year. If you frequently drive, travel, or use registry services, the annual membership can easily pay for itself through discounts and convenience.

Some of the biggest membership advantages include:

• 24/7 roadside assistance
• Travel planning services
• Member-only discounts
• AMA Rewards program
• Registry services
• Driver education courses
• Travel insurance savings
• Vehicle inspection services
• Digital membership card
• Exclusive seasonal offers

According to AMA, members have access to savings at more than 165,000 partner locations worldwide, making the membership valuable both inside and outside Canada.

AMA Membership Cost

The cost of an AMA membership depends on the membership level you choose. Plans are designed for different driving habits, from occasional local trips to frequent long-distance travel. Family memberships are also available, allowing multiple eligible household members to enjoy the same benefits.

Most Popular AMA Member Savings & Discounts

One of the biggest reasons people choose AMA Insurance in Canada is the wide range of everyday savings available through membership. While roadside assistance often receives the most attention, the discount program provides ongoing value that many families use throughout the year. From vacations to weekly shopping trips, members can lower everyday expenses by taking advantage of participating businesses.

• Hotels: Save up to 20% at major chains across North America.
• Restaurants: Get discounts or earn reward dollars at popular dining spots.
• Shopping: Earn cash back on gift cards for major retailers.
• Entertainment: Get cheaper movie tickets and attraction passes.
• Travel: Save on airport parking and travel medical policies.
• Fuel: Save 3 cents per litre at Shell stations across Canada.
• Attractions: Discounted admission to local theme parks and museums.

How to Get an AMA Insurance Quote

Getting an AMA Insurance in Canada quote is quick and straightforward. You can request a quote online, call an AMA insurance advisor, or visit your nearest AMA Centre. Before starting, gather your personal details, driver’s licence, property information, or vehicle information so the quote reflects your actual needs. Comparing coverage options instead of only comparing prices helps you choose better long-term protection.

Steps to Request an AMA Insurance Quote

1. Visit the AMA website or an AMA Centre.
2. Select the insurance product you need.
3. Enter your personal and property details.
4. Choose your preferred coverage limits.
5. Review available discounts.
6. Compare deductible options.
7. Receive your personalized quote.

Information You May Need

• Driver’s licence
• Vehicle Identification Number (VIN)
• Vehicle make, model, and year
• Home or rental property details
• Current insurance information
• Claims history
• Preferred coverage options

How to File an AMA Insurance Claim

Filing an AMA Insurance in Canada claim is easier when you know what to expect. Acting quickly after an accident or property loss can help speed up the claims process. Make sure everyone is safe first, then collect as much information as possible before reporting the incident. Keeping photos, receipts, and supporting documents can make the claim smoother and reduce delays.

Basic Claim Process

1. Ensure everyone is safe.
2. Contact emergency services if required.
3. Prevent additional damage when possible.
4. Take photos of the damage.
5. Gather witness information.
6. Report the claim to AMA.
7. Work with your assigned claims representative.
8. Complete repairs through the approved claims process.

1. Auto Claims

If you’re involved in a vehicle accident, report the claim as soon as possible. Record the names, contact information, licence plate numbers, and insurance details of everyone involved. Take clear photos of the vehicles, road conditions, and any visible damage. If police attend the scene, keep the police report number for your records.

Helpful documents include:

• Driver’s licence
• Vehicle registration
• Insurance policy number
• Photos of the accident
• Police report (if available)
• Witness contact information

Providing complete information early often helps reduce claim processing time.

2. Home Claims

Home insurance claims usually involve events such as fire, water damage, theft, windstorms, or hail. After ensuring your family’s safety, take reasonable steps to prevent further damage if it is safe to do so. Photograph the affected areas before beginning temporary repairs whenever possible.

You may need:

• Photos of damaged property
• Home insurance policy number
• List of damaged belongings
• Purchase receipts if available
• Contractor estimates when requested

Keeping an updated home inventory can make future claims much easier.

3. Emergency Claims

Emergencies can happen at any time. Whether your roof is damaged during a storm or your vehicle is involved in an accident, contact your insurer as soon as it is safe. Many insurance providers, including AMA, offer emergency claims assistance outside regular business hours for urgent situations.

Examples of emergency claims include:

• Major vehicle collisions
• House fires
• Storm damage
• Hail damage
• Water damage
• Theft requiring immediate assistance

Do not begin permanent repairs until your insurer provides guidance, unless emergency work is necessary to prevent additional damage.

4. Required Documents

Having the right paperwork ready can significantly speed up your AMA Insurance in Canada claim.

Commonly requested documents include:

5. Claim Timeline

Every insurance claim is different, so processing times vary depending on the complexity of the loss and the documents provided. Straightforward claims with complete information are generally resolved faster than complex claims involving significant damage or multiple parties.

AMA Customer Service, Contact Numbers & Locations

1. Find a Local Center:

You can find a local center in almost every major Alberta city, including Edmonton, Calgary, Red Deer, and Lethbridge.

Contact Us

• Customer Service: 1-800-222-6400
• Roadside Assistance: 1-800-222-4357
• Online Chat: Chat with agents online during regular business hours.

2. AMA Customer Service

One reason many people choose AMA Insurance in Canada is access to knowledgeable customer service representatives. Whether you have questions about your policy, need to update your information, or require claims support, assistance is available through multiple channels.

Customer support is available for:

• Insurance questions
• Policy changes
• Claims assistance
• Billing inquiries
• Roadside assistance
• Travel services
• Registry services
• Membership support

Using your online account can also help you manage many common requests without visiting an office.

3. Contact Numbers & Locations

AMA operates service centres throughout Alberta, making it easy to speak with an advisor in person. You can also access support through the official website, mobile app, or customer service phone line.

Services available at many locations include:

• Insurance advice
• Membership services
• Vehicle registration
• Driver licensing
• Travel planning
• Claims support

Before visiting, check office hours online, as they may vary by location.

AMA Insurance Policy Management

Managing your AMA Insurance in Canada policy is convenient through your online account or by contacting an advisor. Keeping your policy information up to date helps ensure your coverage remains accurate and avoids delays if you need to file a claim.

1. Renew Policy

Renew your policy before the expiration date to avoid any lapse in coverage. Reviewing your policy each year also gives you an opportunity to adjust deductibles, add optional coverage, or apply new discounts.

2. Cancel Policy

If you decide to cancel your insurance, contact AMA before your renewal date. Depending on your policy terms, cancellation fees or adjustments may apply. Always confirm that replacement insurance is active before cancelling an existing auto policy.

3. Make a Payment

AMA offers several convenient payment options so you can keep your policy active without interruption.

Payment methods may include:

• Online payment
• Automatic monthly withdrawals
• Telephone payment
• In-person payment
• Credit card
• Debit card
• Electronic funds transfer

Choosing automatic payments can help prevent missed due dates.

4. Payment Methods

Available payment methods may vary depending on the type of insurance policy.

Common options include:

• Visa
• Mastercard
• Debit
• Online banking
• Pre-authorized payments
• In-person payments at eligible locations

Check your policy documents for available payment options.

5. Update Address

Moving to a new home? Update your address as soon as possible. Your location can affect your insurance premium, mailing address, and policy details. Keeping your information current also helps ensure you receive important renewal notices.

6. Add or Remove Driver

If someone starts or stops regularly driving your insured vehicle, update your policy promptly. Adding a new driver without notifying your insurer may affect coverage or future claims.

7. Add Vehicle

Buying another vehicle? Contact AMA before driving it whenever possible. Your advisor can explain how the new vehicle affects your policy and whether multi-vehicle discounts are available.

8. Download Pink Card

Digital insurance documents make it easier to access proof of insurance whenever you need it. Eligible customers can download or view their digital pink card through the AMA mobile app or online account, depending on policy availability.

9. Online Account

Your online account provides convenient access to many insurance services from home.

You can typically:

• View your policy
• Download insurance documents
• Make payments
• Update contact information
• Review billing
• Request policy changes
• Access membership information

AMA Insurance Eligibility & Required Documents

Most Alberta residents are eligible to apply for AMA Insurance in Canada, subject to underwriting guidelines. Eligibility depends on factors such as the type of insurance, property location, driving history, and previous claims experience.

You may be asked to provide:

• Government-issued identification
• Driver’s licence
• Vehicle information
• Property details
• Proof of ownership or tenancy
• Current insurance information
• Claims history

Providing accurate information helps ensure your quote and coverage are tailored to your situation.

How to Save Money on AMA Insurance

Saving money on AMA Insurance in Canada does not always mean choosing the lowest-priced policy. The best value comes from balancing affordable premiums with the right level of protection. Taking advantage of available discounts and reviewing your coverage regularly can help reduce long-term insurance costs.

Money-Saving Tips

• Bundle your home and auto insurance.
• Maintain a clean driving record.
• Choose a higher deductible if it fits your budget.
• Ask about loyalty discounts.
• Insure multiple vehicles together.
• Install home security or anti-theft devices.
• Review your policy every year.
• Remove coverage you no longer need after discussing it with your advisor.
• Keep your contact information updated.
• Compare coverage, not just price.

AMA Insurance vs Other Canadian Insurance Companies

Choosing the right AMA Insurance in Canada depends on more than just the monthly premium. You should compare coverage options, claims service, member benefits, discounts, and digital tools. AMA stands out because it combines insurance with roadside assistance, travel services, registry offices, and a rewards program. If you live in Alberta and prefer having several services under one organization, AMA can be a convenient choice.

FAQs

Do I have to pay in advance for repairs or assistance with AMA?

No, you do not have to pay out of pocket for covered roadside assistance if you are an active member. For insurance claims, the company usually pays the approved repair shop directly, so you only pay your deductible.

How do I cancel my car insurance contract with AMA?

You must contact an advisor by phone or visit a local center to sign a cancellation form. Cancelling mid-term may result in a small penalty fee, so ask your advisor for the exact cost before finalizing.

What documents do I need to file an AMA claim after an accident?

You will need your driver’s license, vehicle registration, insurance pink card, photos of the damage, the other driver’s details, and a police report if the damage is significant or involves a crime.

Can I choose any repair shop for my car after a claim with AMA?

Yes, you have the legal right to choose your own mechanic. However, using one of their approved direct repair shops comes with a lifetime guarantee on the repairs.

Does AMA car insurance cover rental vehicles if my car is being repaired?

Yes, but only if you purchased the optional “Loss of Use” coverage before the accident occurred. This add-on pays for a rental car while yours is in the shop.

What discounts can I get with AMA car insurance?

You can get discounts for being a member, bundling your home and auto policies, staying claims-free, completing driver training, and installing winter tires on your vehicle.

Does AMA offer coverage that makes it possible to apply for a super visa?

Yes, they offer Visitors to Canada travel insurance. This policy meets the strict government requirements for Super Visa applications, covering emergency medical care and hospital stays for visiting parents and grandparents.